Financial Literacy Good Credit

Financial Literacy Click here: Organization for a New Equality

and

The New York Campaign For Economic Literacy

Gaining and Maintaining Good Credit

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• What is Credit: Money available through borrowing

• What is Credit: History A record of how you  manage your credit accounts (credit, store, loans, store charge cards)

Good Credit can be gained and maintained by:

Click here: Experian: Credit Report and Credit Score, Credit Reports, Free Credit Check  

Click here: Equifax Personal Solutions: Credit Reports, Credit Scores, Protection Against Identity Theft and more

Click here: TransUnion - TransUnion - Credit reports and business services from a leading information solutions company

1. Get a free report

2. Check the report for errors

3. use 1-2 credit cards accounts and close the rest

4. Always pay more than the minimum

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